BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3% BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3%
zkonomics
Home  /  Exchanges  /  Crypto.com
Exchange profile · Updated 04.15.26

Crypto.com for privacy coin buyers

Mobile-first exchange with global reach. ZEC listed. Known for cashback Visa card.

Sign up to Crypto.com >

Pros for privacy coin buyers

  • Strong mobile app experience with integrated Visa card
  • Available in most US states and 90+ countries
  • CRO staking reduces trading fees significantly
  • ACH deposits free

Cons for privacy coin buyers

  • Higher taker fee than competitors (0.50%)
  • No Monero or other privacy coins besides ZEC
  • Transparent t-address withdrawals only
  • App instant buy/sell uses spread pricing

Privacy coin support

ZEC listed on Exchange and App. XMR not listed. CRO staking reduces trading fees.

Listed: ZEC
Shielded ZEC: Not supported

Transparent (t-address) only.

Fees

Exchange spot starting tier. App instant buy/sell uses spread-based pricing instead.

Maker: 0.25%
Taker: 0.50%

What you pay at different purchase sizes

Purchase amount Crypto.com Exchange
0.50%		 Crypto.com App
2.99%
$100 $0.50 $2.99
$1,000 $5.00 $29.90
$10,000 $50.00 $299.00

Stated exchange fees only. App and instant-buy methods typically add a spread on top of the quoted price that can exceed the stated fee itself.

Spread warning (Crypto.com App): App instant buy via card is 2.99% fee plus spread. USD balance purchases have lower spreads. Exchange uses orderbook pricing.
Pro Tip: Always use a limit order on Crypto.com Exchange. The Crypto.com App quotes a price 1-3% above the real market rate on top of the stated fee. On a $1,000 purchase that is $10-30 in hidden cost. Place a limit order at or near the current price on Crypto.com Exchange and you pay only the maker fee. This one change saves more than any fee comparison on this page.

Fiat on-ramp

ACH free. Wire available. Card purchases have a 2.99% fee.

Methods: ACH, Wire, Card

Availability

US: Available in 49 states. Available in 49 US states (not in New York). Basic spot trading works in most states, but specific products (Earn, DeFi Wallet staking, some card rewards) have additional state-level restrictions. NY residents needing ZEC should use Gemini instead.

Available in 90+ countries with USD, EUR, GBP, AUD, SGD, BRL fiat pairs. Strong presence in Asia and Europe.

Company

Frequently asked questions

Does Crypto.com support XMR?

No. Crypto.com has never listed Monero. ZEC is the only privacy coin they support.

Are Crypto.com fees higher than other exchanges?

Base taker fees are 0.50%, higher than Kraken (0.40%) and Gemini (0.40%). CRO token staking can reduce fees substantially, making it competitive for high-volume traders.

Can I use Crypto.com in New York?

Crypto.com operates in New York with some product restrictions. Check the app for your specific state's available features.

Does the Crypto.com Visa card support ZEC?

You can fund the card with ZEC (auto-converted to USD at point of sale). Card rewards are paid in CRO.

Is Crypto.com better than Kraken?

Crypto.com has the better mobile app and cashback card. Kraken has lower fees and deeper ZEC liquidity. Choose based on whether you prioritize app experience or trading economics.

Related guides

Jurisdictions where we recommend Crypto.com: