United Kingdom · Updated 04.13.26
Privacy coins in United Kingdom
In the UK you can buy Zcash through FCA-registered exchanges, but Monero has been off regulated UK platforms since 2021. The current rules apply through a transition period: the FCA's full crypto licensing regime opens for applications in September 2026 and launches in October 2027. Until then, the practical setup for retail buyers is unchanged.
Your two options
Zcash (ZEC)
Available on local exchanges
Yes, you can buy Zcash in the United Kingdom.
Read the Zcash guide >
Monero (XMR)
Limited availability
Monero is not available on regulated UK exchanges.
Read the Monero guide >What to know
For most UK ZEC buyers the practical setup is unchanged in 2026: pick an FCA-registered exchange, complete KYC, and buy. Watch the coin lineup at your exchange as the October 2027 full-regime deadline approaches, since platforms may narrow their offerings to match the new authorization scope. Monero buyers will need non-UK platforms, and any such activity should be reviewed against HMRC reporting obligations.
Regulatory detail
FCA registration required for crypto asset firms. Cryptoasset gateway opens September 2026, full regime launches October 2027. AML/CFT rules apply via the Money Laundering Regulations.