Netherlands · Updated 04.13.26
Privacy coins in Netherlands
In the Netherlands you can buy Zcash through MiCA-licensed exchanges. Monero has been delisted from regulated Dutch platforms. Dutch crypto tax is unusual: it taxes a presumed return on your wealth (Box 3) at a 36% flat rate, rather than your actual gains. DAC8 reporting started January 1, 2026, so the tax authority sees much more activity now.
Your two options
Zcash (ZEC)
Available on local exchanges
Yes, you can buy Zcash in the Netherlands through licensed exchanges.
Read the Zcash guide >
Monero (XMR)
Limited availability
Monero is not available on regulated Dutch exchanges.
Read the Monero guide >What to know
The Netherlands taxes crypto holdings under Box 3 (savings and investments), based on a fictitious return on net wealth rather than realized gains. The fictitious return is taxed at a flat 36% rate. The applicable presumed-return percentages change annually, so model your position with current Belastingdienst figures before filing. For ZEC buyers, expect the authorized exchange list to narrow through 2026 as firms complete CASP authorization. Monero is not practically available through MiCA-regulated channels.
Regulatory detail
MiCA regulated, DNB and AFM oversight. CASP authorization deadline July 1, 2026. DAC8 crypto reporting in force from January 1, 2026.