BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3% BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3%
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Home  /  Exchanges  /  Gemini
Exchange profile · Updated 04.15.26

Gemini for privacy coin buyers

New York-based, NYDFS-regulated. One of few exchanges with a BitLicense. ZEC only.

Sign up to Gemini >

Pros for privacy coin buyers

  • Available in all 50 US states including New York
  • NYDFS BitLicense holder, held to higher regulatory standard
  • SOC 2 Type 2 certified with strong security posture
  • Insurance on digital assets held in custody

Cons for privacy coin buyers

  • No Monero, no other privacy coins besides ZEC
  • Transparent t-address withdrawals only
  • Gemini app uses spread pricing, ActiveTrader is more economical
  • Fewer coins listed overall than Kraken or Coinbase

Privacy coin support

ZEC listed. XMR never listed. Gemini holds a BitLicense, which limits the assets they can list.

Listed: ZEC
Shielded ZEC: Not supported

Transparent (t-address) only. Standard for all US-licensed exchanges due to compliance requirements.

Fees

ActiveTrader starting tier (under $10K 30-day volume). Gemini app convenience fees are higher.

Maker: 0.20%
Taker: 0.40%

What you pay at different purchase sizes

Purchase amount ActiveTrader
0.40%		 Gemini app
1.49%
$100 $0.40 $1.49
$1,000 $4.00 $14.90
$10,000 $40.00 $149.00

Stated exchange fees only. App and instant-buy methods typically add a spread on top of the quoted price that can exceed the stated fee itself.

Spread warning (Gemini app): Gemini retail app uses spread-based pricing, typically 1.5-3% above mid-market.
Pro Tip: Always use a limit order on ActiveTrader. The Gemini app quotes a price 1-3% above the real market rate on top of the stated fee. On a $1,000 purchase that is $10-30 in hidden cost. Place a limit order at or near the current price on ActiveTrader and you pay only the maker fee. This one change saves more than any fee comparison on this page.

Fiat on-ramp

ACH free, wire $0 deposit. Card purchases have a dynamic convenience fee.

Methods: ACH, Wire, Card

Availability

US: Available in 50 states. All 50 states + DC including New York (BitLicense holder)

Available in 70+ countries with USD, EUR, GBP, HKD, SGD, CAD, AUD fiat pairs.

Company

Frequently asked questions

Is Gemini available in New York?

Yes. Gemini is headquartered in New York and holds a BitLicense from NYDFS. It is one of the few US exchanges available to New York residents.

Does Gemini support Monero?

No. Gemini does not list XMR and has never listed it. Gemini's BitLicense restricts which assets they can offer.

What fees does Gemini charge for ZEC?

On ActiveTrader, maker/taker fees start at 0.20% / 0.40% at the lowest tier. The Gemini retail app uses spread-based pricing which is more expensive.

Does Gemini offer shielded ZEC?

No. Gemini supports transparent t-addresses only. After withdrawing ZEC, you can shield the coins yourself using a privacy-preserving wallet.

Is Gemini safer than other exchanges?

Gemini holds a NY trust charter and SOC 2 Type 2 certification, which are stricter regulatory bars than most crypto exchanges meet. That does not guarantee safety but means Gemini is held to higher standards.

Related guides

Jurisdictions where we recommend Gemini: