BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3% BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3%
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Montana · Updated 04.12.26

Privacy coins in Montana

In Montana you can buy Zcash on all the major US exchanges. Monero is generally not available on regulated US platforms. Montana is the only US state with no state money transmitter license at all; crypto companies operating here only have to follow federal rules. The state is reviewing whether to add consumer protections in 2026, but for now it remains the most deregulated US state for crypto.

zkonomics editorial · 3 min read

Your two options

Zcash (ZEC)
Available on local exchanges

Yes, you can buy Zcash in Montana.

Read the Zcash guide >
Monero (XMR)
Limited availability

Monero is generally not available to Montana residents through regulated US exchanges.

Read the Monero guide >

What to know

Montana is holding public meetings through April 2026 with its Blockchain and Digital Innovation Task Force, deciding whether to stay license-free or add new consumer protections. For now it remains the most deregulated US state for crypto. If that matters to you, watch the task force's output later in 2026.

Regulatory detail

Federal US rules apply. No state-level money transmitter license exists. Blockchain & Digital Innovation Task Force reviewing state position in 2026.