Hawaii · Updated 04.12.26
Privacy coins in Hawaii
In Hawaii you can buy Zcash on a growing list of US exchanges as the state opens back up to crypto. Monero is generally not available on regulated US platforms. Hawaii's old dollar-reserve rule kept many exchanges out of the state for years; that has been replaced by a permanent digital asset charter program under SB 2757. Exchanges that used to block Hawaii residents are starting to return.
Your two options
Zcash (ZEC)
Available on local exchanges
Yes, you can buy Zcash in Hawaii, and access is improving.
Read the Zcash guide >
Monero (XMR)
Limited availability
Monero is generally not available to Hawaii residents through regulated US exchanges.
Read the Monero guide >What to know
If you tried to sign up for an US exchange from Hawaii in past years and got blocked, try again. Access is opening back up in 2026. From October 1, 2026, crypto ATMs and kiosks operating in Hawaii must offer full refunds in cases of fraud, which is stronger consumer protection than most states.
Regulatory detail
Federal US rules apply. SB2757 digital asset charter program active in 2026. HB1560 crypto kiosk refund protections effective October 1, 2026.