BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3% BTC$77,156+3.3% ZEC$337.96+1.7% XMR$346.65+1.4% DASH$36.95+0.9% FIRO$0.7776+1.2% ARRR$0.1914+2.0% BEAM$0.0206-1.8% GRIN$0.0384-0.4% IRON$0.0608-1.8% SCRT$0.1059+11.6% NIGHT$0.0374+2.3%
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Florida · Updated 04.12.26

Privacy coins in Florida

In Florida you can buy Zcash on all the major US exchanges. Monero is generally not available on regulated US platforms. Florida is a large, generally welcoming crypto market. The one new wrinkle for 2026 is HB 505, which adds tighter rules for crypto ATMs starting July 1, 2026, including a daily cap for new kiosk users and a refund window for scam victims. Regular exchange buyers are not affected.

zkonomics editorial · 3 min read

Your two options

Zcash (ZEC)
Available on local exchanges

Yes, you can buy Zcash in Florida.

Read the Zcash guide >
Monero (XMR)
Limited availability

Monero is generally not available to Florida residents through regulated US exchanges.

Read the Monero guide >

What to know

If you use a crypto ATM in Florida, you are capped at $2,000 per day for your first seven days with a given operator (that is how the law defines a new customer). After seven days, the cap lifts. The law also requires kiosks to offer a full refund on your first transaction if you can show you were scammed. This does not affect regular exchange buyers.

Regulatory detail

Federal US rules apply. FL Office of Financial Regulation money services business license. HB 505 kiosk rules effective July 1, 2026.