Finland · Updated 04.13.26
Privacy coins in Finland
In Finland you can buy Zcash through MiCA-licensed exchanges. Monero has been delisted from regulated Finnish platforms. Finnish tax treats crypto as capital income: 30% on gains up to €30,000 per year, 34% on the portion above. FIFO is the standard cost-basis method.
Your two options
Zcash (ZEC)
Available on local exchanges
Yes, you can buy Zcash in Finland through licensed exchanges.
Read the Zcash guide >
Monero (XMR)
Limited availability
Monero is not available on regulated Finnish exchanges.
Read the Monero guide >What to know
For ZEC buyers, expect the authorized exchange list to narrow through 2026 as firms complete CASP authorization; check your exchange's status before funding. Monero is not practically available through MiCA-regulated channels. Finland taxes crypto under the capital income schedule: 30% on gains up to €30,000 per year, 34% on the portion above that threshold. Finland generally applies the FIFO (First-In, First-Out) method for calculating cost basis on disposals. The Finnish tax authority has been relatively active in crypto reporting guidance; confirm current rules with a local advisor.
Regulatory detail
MiCA regulated, FIN-FSA oversight. CASP authorization deadline July 1, 2026.